Effective date: July 21, 2026 Last updated: July 21, 2026
These Terms and Conditions (the "Terms") are a binding legal agreement between you ("you," "your," or "Player") and Predicta Future Inc. ("Company," "we," "us," or "our"), the operator of the Lone Survivor game and website located at https://www.playlonesurvivor.com and any related applications, features, and services (collectively, the "Service").
By creating an account, checking the box indicating that you accept these Terms, entering a contest, or otherwise accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference. If you do not agree to these Terms, do not access or use the Service.
You must accept these Terms each time we materially change them, as described in Section 20.
To register for the Service and enter a Contest, you must:
We may require additional verification of your identity, age, or location at any time, and may refuse, suspend, or terminate access to any person who does not meet these eligibility requirements. Creating or using the Service through automated means, false information, or on behalf of another person is prohibited.
One account per person and per phone number. You may hold only one Lone Survivor account. Each account must be tied to a unique mobile phone number, which is enforced at registration through SMS verification. Attempting to create or control multiple accounts ("multi-accounting"), including through additional or virtual phone numbers, is a material breach of these Terms.
Phone verification. You must complete SMS phone verification before you can enter any Contest. You consent to receive a one-time verification code and account-related SMS messages. Message and data rates may apply. We use a third-party provider (currently Twilio) to send these messages.
Account security. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us immediately at milo@predicta.live if you suspect unauthorized use. Because Contests are time-sensitive, we strongly recommend you keep your contact details current so you can receive deadline reminders.
Accurate information. You agree to provide true, current, and complete information and to keep it up to date. We may suspend or terminate accounts that contain false, misleading, or duplicate information.
Lone Survivor is a prediction-based survivor game. You are not placing a bet or wager against the Company or against other Players, and the Company does not operate a sportsbook, bookmaking service, or wagering exchange. You do not stake money on the outcome of any event. Entry is free — you stake nothing. Prizes are funded and awarded by the Sponsor and are not built from entries.
Odds are shown for information only. Win probabilities and betting-market odds displayed in the Service are derived from data supplied by third-party odds providers (currently The Odds API) and are provided solely to help you evaluate Picks and to enforce the probability cap in Section 6. Displayed odds may be delayed, inaccurate, or unavailable, and we do not guarantee their accuracy. We compute implied probability from single-sided American odds (vig included) and do not remove the bookmaker margin. Nothing in the Service is an offer to accept a wager.
Each Contest is governed by these Terms and by the in-Service Contest Rules and Contest details, which may set Contest-specific values (such as the maximum probability, prize, and prize structure). Where a specific Contest's published details differ from the defaults below, the published Contest details control for that Contest. All game logic is enforced by our servers, and the server-recorded state is authoritative.
6.1 Entry. Entry is free — no purchase, payment, entry fee, or membership of any kind is required to enter or win, and none will improve your chances. You must be at least 21 with a verified phone number. Registration opens when a Contest is published and closes at 12:00:00 AM ET on Contest Day 1. No late entries are accepted. You may enter a given Contest only once.
6.2 One Pick per day. For each Contest Day, you must submit one Pick on a listed sporting event, for any offered market (moneyline, spread, or total), except where Section 6.6 requires two Picks.
6.3 Probability cap. A Pick is valid only if its implied win probability is at or below the Contest's maximum (default 55.0%) at the exact moment you submit it, as determined by our servers. The probability is snapshotted at submission; later movement in the odds does not invalidate a submitted Pick, and does not save a Pick that exceeded the cap when submitted. Picks above the cap are rejected.
6.4 Picks are final. Once submitted, a Pick cannot be changed, withdrawn, or cancelled by you for any reason.
6.5 Survival and elimination. A Pick that is graded a win advances your streak by one day and keeps you alive. You are eliminated if (a) your graded Pick loses, or (b) a Contest Day ends and you did not submit a required Pick. Eliminations are applied during settlement after the Contest Day closes.
6.6 Voided events and pushes. If a sporting event you picked is postponed, cancelled, or otherwise voided, or if your Pick lands exactly on the line (a "push"), the Pick is voided: you are not eliminated and your streak is unchanged, but you owe two Picks the following Contest Day, on two different events, each of which must independently satisfy Sections 6.2–6.4. If you fail to submit both required Picks by the end of that day, you are eliminated.
6.7 Grading and settlement. Picks are graded as events go final, with a settlement pass shortly after 11:59 PM ET each Contest Day and a later safety pass for late-finishing events. Grading and settlement are performed using data from our third-party providers. All grading, settlement, elimination, and payout determinations made by the Company are final and binding, subject to our right to correct errors under Section 10.
6.8 Winning. When exactly one Player remains alive after a settlement pass, that Player is the "Lone Survivor" and wins the Prize. If a single settlement pass eliminates all remaining Players on the same day, the Prize is split equally among the Players eliminated on that final day, with any remainder allocated as our settlement engine determines. A Contest may instead use a multi-place payout structure if so stated in its published details; in that case the Prize is paid by finishing rank as described in those details.
6.9 The Prize. Each Contest's Prize is a fixed amount set by the Sponsor and shown on the Contest page before you enter. The Prize is funded entirely by the Sponsor, not by entries; there is no entry fee and no rake. The Prize shown when a Contest opens for entry is the Prize awarded and does not change after entry opens. Prizes are delivered as gift card(s) or cash, as described in Section 8.
7.1 Sponsor-funded. Each Contest's Prize is provided and paid for by the Sponsor. It is not funded by entrant contributions of any kind, and there is no entry fee, rake, or pool built from entries. No purchase is ever necessary to enter or win.
7.2 Amount and form. Prize amounts vary by Contest. Each Prize is set by the Sponsor, shown on the Contest page before entry, and delivered as gift card(s) or cash. No cash or other substitution except at the Sponsor's discretion.
7.3 Taxes. The winner is solely responsible for all federal, state, and local taxes on a Prize. For any Prize (or total Prizes to one winner in a calendar year) of $2,000 or more, the Sponsor is required to file IRS Form 1099-MISC, and the winner must return a completed IRS Form W-9 before the Prize is delivered. Where required by law, we may withhold or report as required, and may withhold delivery until required tax information is provided. Winners should consult their own tax advisor.
The winner is notified at the email on their account within 7 days of the Contest's conclusion and must respond within 14 days to claim, or an alternate winner may be selected. Prizes are delivered by emailed gift card(s) or an agreed cash method.
Gift cards are provided by third parties. Any gift card is subject to the issuing merchant's own terms, conditions, and expiration or usage rules. We are not responsible for a merchant's acceptance, honoring, or terms of any gift card. Once a gift card is delivered to your account email address, we are not responsible for its loss, theft, or misuse. We may verify your identity before delivering a Prize, and refuse or delay delivery where we reasonably believe fraud, abuse, or a rules violation has occurred.
You agree not to:
Violation may result in disqualification from a Contest, forfeiture of any Prize, and suspension or termination of your account, in addition to any other remedies available to us.
We rely on third-party data and automated systems, which can contain errors. We reserve the right, at our sole and reasonable discretion, to correct grading and settlement errors, regrade Picks, void an event or a Pick, void a Contest in whole or in part, extend or modify deadlines, or take other administrative action to preserve the integrity and fairness of the Service — including after a Contest Day has closed. Where we void a Contest due to an error, tampering, technical failure, or event beyond our reasonable control, our maximum responsibility is to re-run or cancel the affected Contest, as we reasonably determine. Because entry is free, no entry fees are ever charged or refunded. Our determinations under this Section are final.
The Service relies on third-party providers, including odds data providers, SMS and email providers, hosting providers, and any gift-card merchant used to deliver a Prize. Their services are governed by their own terms, and we are not responsible for their acts, omissions, or availability. Entry does not require, and is not tied to, any third-party membership or subscription.
Our collection and use of personal information — including your email address, password (stored in hashed form), phone number, IP address, age attestation, and gameplay data — is described in our Privacy Policy at https://www.playlonesurvivor.com/privacy. By using the Service you consent to that collection and use. Please review the Privacy Policy carefully.
The Service, including its software, design, text, graphics, logos, and the Lone Survivor name and marks, is owned by the Company or its licensors and is protected by intellectual property laws. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Service for your own non-commercial gameplay in accordance with these Terms. All rights not expressly granted are reserved. You may not copy, modify, distribute, sell, or create derivative works from any part of the Service except as expressly permitted.
The Service is offered on an early-access or beta basis and is under active development. Features, rules, Contest formats, prizes, and availability may change, and the Service may contain bugs or be interrupted, delayed, or unavailable. We do not guarantee uninterrupted or error-free operation, that any Contest will run as scheduled, or that any particular feature will remain available. We may modify, suspend, or discontinue any part of the Service at any time.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICE, ODDS DATA, GRADING, OR SETTLEMENT WILL BE ACCURATE, COMPLETE, RELIABLE, TIMELY, SECURE, OR ERROR-FREE. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR PRIZES, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100). Because entry is free, you pay nothing to participate, and you acknowledge that this limitation reflects the free nature of participation. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with (a) your access to or use of the Service, (b) your violation of these Terms, (c) your violation of any law or the rights of any third party, or (d) any dispute between you and another Player.
We may suspend, restrict, disqualify, or terminate your account and access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms, engaged in fraud or abuse, or if required by law or to protect the Service or other Players. Upon termination for cause, any pending Prize may be forfeited to the extent permitted by law. You may stop using the Service at any time; certain provisions of these Terms survive termination, including Sections 7, 13, and 15 through 22.
Please read this Section carefully. It affects your legal rights.
Informal resolution first. Before starting any formal proceeding, you agree to contact us at milo@predicta.live and attempt to resolve the dispute informally for at least 30 days.
Binding arbitration. Except for claims that qualify for small-claims court and claims for injunctive relief relating to intellectual property, any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by final and binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, conducted in New Castle County, Delaware or, at your election, by telephone or video, and judgment on the award may be entered in any court with jurisdiction.
Class-action waiver. You and the Company agree that each may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any purported class, collective, or representative proceeding. The arbitrator may not consolidate more than one person's claims.
Opt-out. You may opt out of this arbitration agreement by emailing milo@predicta.live within 30 days of first accepting these Terms, stating your name and that you opt out of arbitration.
If any part of this Section is found unenforceable, the remainder will remain in effect, except that if the class-action waiver is found unenforceable as to a particular claim, that claim will proceed in court.
We may modify these Terms at any time. If we make material changes, we will update the "Last updated" date and provide notice through the Service or by email, and, where appropriate, ask you to re-accept. Changes are effective when posted unless stated otherwise. Your continued use of the Service after changes take effect constitutes acceptance. If you do not agree to the updated Terms, you must stop using the Service.
These Terms are governed by the laws of the State of Delaware and applicable U.S. federal law, without regard to conflict-of-laws principles. Subject to Section 19, you agree to the exclusive jurisdiction and venue of the state and federal courts located in New Castle County, Delaware for any matter not subject to arbitration.
Entire agreement. These Terms, the Privacy Policy, the in-Service Contest Rules, and any Contest-specific details together are the entire agreement between you and the Company regarding the Service and supersede any prior agreements.
Severability. If any provision is held invalid or unenforceable, the remaining provisions remain in full force, and the invalid provision will be modified to the minimum extent necessary to make it enforceable.
No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, or sale of assets.
Force majeure. We are not liable for any failure or delay caused by events beyond our reasonable control, including acts of God, outages, provider failures, labor disputes, or government action.
Notices and contact. Notices to you may be given through the Service or by email. You may contact us at:
Predicta Future Inc. 251 Little Falls, Wilmington, DE 19808 Email: milo@predicta.live